Bank Respublika has decided to reduce interest rates and expand on-lending of micro-loans and loans to small and medium businesses. This decision has been taken based on analysis of historical data of these types of loan products.

High liquidity level allows the Bank to fulfill its obligations without additional funding and provides opportunities for offer of  the above-mentioned loan products to businesses on an unlimited and long-term basis.

Acceptable lending conditions and wide network of branches allows customers to apply for business loans, small and medium business loans, agro and group loans in Baku and 19 regions of Azerbaijan.

Bank Respublika started its operations in 1992 and is now one of the leading banks of Azerbaijan. The Bank's shareholders include 2 of Germany's largest financial organizations – DEG, a member of the KfW banking group, and SIDT, a member of Sparkassen-Finanzgruppe, which hold a package of 25% + 1 share in the bank. Bank Respublika’s credit portfolio has totaled AZN 170.5 million as of June 1, 2010. During the last year Bank Respublika attracted USD 31 million from foreign organizations for lending of small and medium businesses.