Credit Cards

One of the advantages of Bank Respublika’s plastic cards is the possibility of acquiring an interest-free line of credit on the card in the amount ranging from 500 to 10 000 manats  for a period of up to 45 days.

In this case, the client uses the Bank’s funds and, if he repays the used amount by the 15th business day of the following month, no interest are accrued on the loan. Thus, the term of such interest-free loan can be up to 45 days.

If the used amount is not repaid by the 15th business day of the following month, interest will be accrued on the debt starting from the next day at the rate of 29% per annum.

 Terms of the free card loan:


All Customers


500 – 10 000 AZN

Without Surety

500  - 3 000

Surety is required

3 001 – 10 000


12 months

Grace period (only for POS transactions)

45 days

Annual percent rate


Required documents

Certificate of employment. Experience not less than 6 months.