Simple and Fast Online Payments

Click to Pay is an international secure online payment standard based on EMV® Secure Remote Commerce technology. This service allows you to make online purchases in just a few touches without re-entering card details (card number, expiration date, and CVV code) every time.

 

How does the service work?

  • Unified Profile: Your cards are linked to your mobile number to create a single digital profile. This ensures the same ease of use across various devices.
  • Simple Selection: When you reach the checkout page of an online store, select the Click to Pay logo.
  • Secure Confirmation: The transaction is confirmed via an appropriate authentication method (e.g., 3D Secure or biometric identification).

Advantages:

  • Speed and Convenience: Fast payments without the need to enter long card numbers.
  • Maximum Security: An encrypted digital code (token) is transmitted during payment instead of actual card details. This prevents your data from being stored or stolen by the merchant.
  • Global Usage: Valid at millions of online stores worldwide.
  • Multiple Devices: Smartphone, tablet, or laptop – your profile is accessible everywhere, regardless of the device you use.

Terms of Connection and Use:

  • The service is activated by the Bank for cardholders based on the customer's consent. During activation, relevant card data is securely transmitted to international payment systems to create the profile.
  • Using the Click to Pay service is completely free of charge for customers.
  • The service can be deactivated by visiting any branch of the Bank.

Responsibility

  • The Bank provides the Click to Pay service within its available technical capabilities and is not responsible for the activities of third-party online stores or the quality of the goods and services they provide.
  • Transactions confirmed by the customer using the appropriate authentication method are considered to be carried out under the customer's direct instruction and consent. The customer is obliged to keep login details and confirmation codes confidential.