We offer a factoring product in order to finance legal entities' and individual entrepreneurs' rights of monetary claim against Buyers in exchange for a concession to the Factor (Bank).


Amount: from 100 to 5,000,000 AZN (financing can be provided in AZN or the equivalent in USD/EURO)

Duration: up to 6 months

Interest: variable depending on the amount, duration and use of other products of the bank by the entrepreneur

Collateral: accepted in the form of real estate, transport mean, household items, goods, guarantor, bank guarantee, etc.


  • Factoring approval within a short time
  • Minimal documents required
  • No additional costs (such as insurance, valuation)
  • Availability of unsecured factoring (depending on the entrepreneur's financial performance and use of other bank products)
  • The buyer is officially aware of the factoring transaction and takes a more responsible approach to payments
  • Immediate receipt of cash funds at the rate of 90% of receivables
  • Opportunity to increase and accelerate trade turnover