Dear friend!

Starting today, you will be happier and wealthier! To make this happen, I have brought you a special gift from another galaxy — NeoCard !

No matter where you shop with NeoCard (restaurants, petrol stations, stores, etc.), you will earn NeoBonuses anytime and anywhere. You can exchange your accumulated NeoBonuses for cashback, call minutes, mobile internet or bonus miles. This means that the more you spend, the more NeoBonuses I can award you! Simply make payments with NeoCard through POS terminals or online on your favourite websites.

Earn wherever you go with Neo!
   
Cashback Air miles

Call minutes
Internet

Interest
on the account balance
Visa Neo Standard Visa Neo Premium

Price:

1 year  -  10 AZN

2 years  -  15 AZN

3 years  -  20 AZN

Price:

1 year  -  40 AZN

2 years  -  60 AZN

3 years  -  80  AZN
Cashback

1% everywhere, up to 5% at partner merchants.
Cashback

1% everywhere, up to 5% at partner merchants.
Interest on the balance: 3% AZN / 0,1% USD Interest on the balance: 5% AZN / 0,2% USD

Cash withdrawals at Bank Respublika ATMs — free of charge.

Cash withdrawals at ATMs of other banks in the country — free of charge 5 times per month.

Cash withdrawals at Bank Respublika ATMs — free of charge.

Cash withdrawals at ATMs of other banks in the country — free of charge 10 times per month.
- Lounge Key 10 visits per year
Welcome bonus: 2000 Welcome bonus 4000
NeoCard Tariffs
WhatsApp-la müraciət et! Online sifariş ver!

Even if you do not make any payments with NeoCard, the money on your card will generate income for you. You can earn up to 5% per annum on your remaining balance each month. In my opinion, that is a great offer.

Order NeoCart right now and receive up to 4000 welcome bonuses as a gift! *  

Do you have any questions? Let us get started...

How can I get a NeoCard? 

NeoCard Standard and NeoCard Premium cards can be obtained at any Bank Respublika branch or service outlet, through the Mobil Şöbə application, or by completing the online order form on the Bank’s website. The card is issued to the customer within 3 business days.

Where can I view my bonus balance?

For every manat spent,  20 NeoBonuses are awarded  when using NeoCard. Your bonus balance and all NeoCard transactions can be viewed in the "NeoCard" section of the Mobil Şöbə application.

Awarded bonuses appear in the application within 3 business days and remain valid for 2 years from the date they are credited to the account.

Where can I earn bonuses?

You can earn bonuses on all payments made through a POS terminal anywhere, regardless of whether the merchant is a Bank partner (restaurants, petrol stations, stores, and payments for other goods and services), as well as on all electronic (online) transactions, except for the following:

  • Card-to-card transfers
  • Cash by Code service
  • Loan repayments
  • Mortgage payments
  • Utility payments
  • Mobile operator service payments
  • Payments on the HÖT platform
  • Payments to television and internet service providers
  • Betting games

How can I exchange NeoBonuses for cashback?

Accumulated bonuses can be exchanged for cashback in the «NeoCard» section of the Mobil Şöbə application. The exchange amount is calculated by dividing the accumulated bonuses by 1000 (for example: 2290 NeoBonuses / 1000 = 2.29 AZN). Accumulated bonuses can be exchanged after the 5th day of each month. Bonuses can be exchanged in full or in part. The maximum monthly exchange amount is 300 AZN. The available balance is based on transactions carried out during the previous month. If the available cashback balance is not exchanged during the current month, those bonuses may only be used for other redemption options.

How can I exchange bonuses for miles?

To convert bonuses into miles, you must pay for any travel-related service with your NeoCard. Then, using your bonuses in the NeoCard / Miles section of the Mobil Şöbə application, top up the account by the amount of the payment. This amount will be credited to the card. Bonuses are converted into miles by dividing them by 900.

How can I convert bonuses into call minutes and an internet package?

Accumulated bonuses can be exchanged for call minutes and internet packages at any time. To do this, open the "NeoCard" section in the Mobil Şöbə application and exchange the bonuses for minutes or gigabytes.

What are the benefits of the NeoCard Premium card?

NeoCard Premium cardholders enjoy a number of benefits.

  • A higher welcome bonus (4000 bonuses).
  • A more favourable interest rate on the balance (5% per annum in AZN and 0.2% per annum in USD).
  • Free use of the Lounge Key service twice a year.
  • The option to withdraw cash from other banks’ ATMs without a fee up to 10 times.

How is interest on the remaining balance calculated?

Interest on the balance is calculated at the beginning of each month and credited to the NeoCard in the corresponding amount. The interest rate on the NeoCard Standard balance is 3% per annum in AZN and 0.1% per annum in USD. For NeoCard Premium, it is 5% per annum in AZN and 0.2% per annum in USD.

How can I receive the welcome bonus?

The welcome bonus is provided to all NeoCard holders who make transactions of at least 300 AZN with a NeoStandard card or at least 500 AZN with a NeoPremium card during the first month after purchasing the card.

The welcome bonus is calculated as 2000 bonuses for NeoStandard and 4000 bonuses for NeoPremium.